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Ramp

★★★★★4.81.5k reviewsFree (revenue via card interchange)

Fast-growing corporate card and spend-management platform offering the software free while monetizing via card interchange.

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Summary

Ramp's free-to-use model (it earns revenue from card interchange, not software fees) combined with automated expense categorization and savings insights has made it one of the fastest-growing fintechs in the space. It requires switching corporate card providers, which is a bigger lift than adding a pure software tool.

Strengths

Ease of Use
86
Value
94
Features
86
Support
80

Pricing

Starter
Free
  • Core features
  • Community support
  • Limited usage
Pro
Free (revenue via card interchange)
  • Everything in Starter
  • Priority support
  • Higher usage limits
  • Advanced features
Enterprise
Custom
  • Everything in Pro
  • Dedicated account manager
  • SSO & advanced security
  • Custom contracts

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